I want to transfer the $19.90 to the card with $6.54 on it. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? You only need to wake up your phone to touch on and off. 0000117992 00000 n Can you transfer MyKi balance from one card to another? If you're using an international payment card you won't be able to top up via the PTV website. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. and our Transferring a credit card's balance to a new card requires getting the new card provider to approve the transfer. xref If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Initiate the balance transfer. You can manage up to 8 mykis through one account. They earn interest on it. How do I know if my balance transfer was approved? If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. For the amount of money that has been put into developing the system I'd think something as basic as that should be possible. Myki Money QTEM devices can be found at PTV Hub (SouthernCross). Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. What to Do If You Cant Get a Student Credit Card? 0000012144 00000 n Enter the amount of debt you want . To check if you're eligible to travel on a concession myki, see Concessions and free travel. Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. The Address 0x12a0e25e62c1dbd32e505446062b26aecb65f028 page allows users to view transactions, balances, token holdings and transfers of ERC-20, ERC-721 and ERC-1155 . <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> @john_miller 03/01/23 This answer was first published on 03/01/23. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. But what if the amount is comparable to or less than the postage? 0000005119 00000 n You would think they could have done it over the phone. endobj Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Myki (/ m a. It appears as a "Approved Level 2" request on my myki account on the website. I have a card with $19.90 on it. No. 1. This could save you money if you're moving the balance to a card with a much lower interest rate. What are the best credit cards for bad credit with no deposit and instant use? What is the best credit card for bad credit? For more information, visit the V/Line website. Check your phone to make sure you're connected to WiFi or mobile data. Credit cards may set a minimum balance transfer fee of $5 or $10. This question is about Synchrony Bank Credit Cards. 2. Top up your myki Via mail Complete the balance transfer and refund form to cancel your go card and transfer the balance to another valid card . hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M 186 0 obj However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. Carrying that balance is costing you $1,000 a year in interest. endobj Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. For more information, please see our If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. For more information, visit the V/Line website. endobj Assume that your new card charges a 3% balance transfer fee. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. The time it takes for a credit card balance transfer to go through depends on the card issuer thats responsible for handling the transfer, either directly or by sending you a check. What is the best low interest credit card? The system was developed by Kamco (Keane Australia . That's a lot of free money for Myki, which customers are unlikely to ever claim. FAX?! This is the case for all major credit card issuers. Click on "Select Offer.". Keep in mind that credit utilization is also affected by individual card balances. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. 0000002274 00000 n Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. If you need to travel straight away and are unable to attend a PTV Hub, you will need to buy a new myki to travel while waiting for the replacement myki. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Your original go card will be cancelled immediately and cannot be used for further travel. Simply allow 24 hours for travel and transactions to appear. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. endobj The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. Well they've had plenty of time to roll out a fix, but obviously are not interested and prefer to keep the money. After all, I was going to pay more money as opposed to the concession rate. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. <> For more information, visit the V/Line website. You paid down debt, which means you won't have to pay interest on previous balances going . This will let you manage your myki as you would a physical myki card. Your new issuer may approve the full amount or only part of your balance transfer, depending on your credit limit and the issuer's transfer limits. What kind of retarded system is this? Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. myki Pass Great if you travel often and on consecutive days. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. In the Passes section, you'll then be able to see your Mobile myki and activate it to your new phone. The reason for that is because low interest rates for transfers are made to attract new customers. 1. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. For example, when your myki Money balance reaches $10, you could top up with $20. 0000011139 00000 n The unused money remains on the card, losing value as fares increase over the years. There must be hundreds of thousands of Myki card balances in this situation, if not millions. 0000005683 00000 n We're working to provide all concession fare benefits to Mobile myki that will have the relevant additional fare benefits associated with them. endobj If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Let's say you have $4,000 in credit card debt and transfer that balance to a . JavaScript must be enabled to use this site.We're sorry for any inconvenience. . Why is it impossible to transfer money online between different Myki cards? 0000010193 00000 n endobj No. 216 0 obj Because most balance transfers do not happen immediately, it is important that you continue to make payments on your current balances until you confirm that the balance has been transferred. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. For example: replacing a full fare myki with another full fare myki, or a student concession myki with another student concession myki, or a seniors concession myki with another seniors concession myki. I have my most recent card that has $6.54 on it. JavaScript must be enabled to use this site.We're sorry for any inconvenience. According to the Fares and Ticketing Manual (ptv.vic.gov.au) 179 0 obj Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . It's your responsibility to ensure your phone battery is charged so you can touch on and off during your journey and present a valid ticket if requested. Then he said he could order a replacement one to be posted to me. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Please note, balance transfer is not instantaneous. A 2 hour fare is extended when travelling to and from regional Victoria, find out more at Regional fares. The cost would have been deducted from the balance at transfer. All myki smartcards expire after four years. How to Add Authorized Users & Employee Cards on a Business Credit Card? 188 0 obj Transfer your physical travel card to your iPhone On your iPhone, open the Wallet app. <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> Update the app and try again. Most people would keep the same card for years. Whats the Difference between Business vs. You can register your Mobile myki via Register your myki. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. No, you cannot transfer a balance from one Synchrony Bank credit card to another. How to Show Credit Worthiness without Credit? Manage another person's myki See the cost of your recent trips and balance You can also request up to two years of travel and transaction history by calling 1800 800 007. Licences. Why Military Personnel Are Vulnerable to Identity Theft? I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Because the whole thing is fucked. Learn more about auto top up. I've had really good experiences with Myki and was an early adopter, but this? The content on this page is accurate as of the posting date; however, some of the offers mentioned may have expired. Enter your card number and other required information.4 You haven't explained why you need to transfer balance. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. Your Mobile myki will now appear in Google Wallet. Mobile myki will now be reactivated on your phone, with your account details the same as before. This lets you contact us to request a refund of any balance on the Mobile myki. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. I have had a myki card virtually since the start date. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Under Other, select Transfer. The system was delivered more than $500m over budget and behind schedule. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Here are some tips to save on fees and interest on a balance transfer. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. The process begins when you submit a balance transfer application. endobj Wtf? What is the best balance transfer credit card? Buy a Myki card; Top-up a Myki; Traffic accident reports Traffic accident reports child pages. Press question mark to learn the rest of the keyboard shortcuts. If this occurs, you won't incur a duplicate fare. Once you do, carrying out a balance transfer becomes rather straightforward. It also protects your myki balance if you lose your phone or it's stolen. Most credit cards charge a balance transfer fee, typically ranging from 2% to 5% of the balance transfer amount. You can also replace your myki online or by calling us. The same as a physical myki card, you can have myki Money and a myki Pass on your Mobile myki. You could pay less interest by transferring balances from other higher-rate credit cards to a Wells Fargo Credit Card. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. If NFC is shown and you can turn it on or off, you have NFC. Apply for a traffic accident report; <>stream What are Your Rights as a Credit Card Holder? While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. Was told a main railway station can move the balance. A balance transfer can help you save money by moving high-interest debt on one credit card to a card with a lower interest rate or an introductory 0% APR offer.When you shift a balance to another . A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. One may also ask,do pensioners get free train travel in . This is how I feel when people ask if I can fax them a form. Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . They contacted me, I did it online and they posted me a new card. 0000002627 00000 n The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare.
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